AARP Prescription Drugs – AARP Formulary Information

AARP prescription drugs vary depending on the AARP formulary AARP Prescription Drugs

Did you know that what may be considered approved AARP prescription drugs for one plan may not be approved for another? The AARP formulary can also be different depending on which State you live in.

Many people assume that an AARP Medicare Rx plan will include the same prescription drugs no matter where you live.

The Best AARP Medicare Supplement

The secret about the AARP formulary

When insurance companies that offer Medicare Part D Plans enter into an agreement with The Centers for Medicare and Medicaid Services to participate in the Part D program they do so on a State-by-State basis.

Medicare Rx Plans from the same company often have different formularies for the States where their plans are offered. The formulary is the list of covered medications within a given plan.

AARP prescription drug plans can vary form State-to-State in the following ways:

  • Drug may be included in one State and not another
  • The drug tier may be different from State-to-State
  • Copay or coinsurance amount may also vary
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In addition to this State variation you also need to be aware that the AARP formulary will also effect which AARP prescription drugs are included in plans available in the same State. The difference between AARP MedicareRx Preferred PDP and AARP MedicareRx Enhanced PDP for example, is not only the premiums and the copayment amounts.

The Part D formularies for these plans are very different and you should do your homework to determine which will include the AARP prescription medications that you require.

Here are some common mistakes to avoid:

  • Assuming that a drug is covered because it is for someone else
  • Choosing the lowest premium to save money
  • Assuming that the Enhanced plan must be the best plan for you because it includes more drugs

Resource for choosing the best AARP Medicare prescription drug plan

When comparing Part D plans the formulary is by far the most important document to review. Formularies are printed in booklet form but Medicare Part D formularies can change even after the plans effective date.

Part D providers are able to add or remove drugs from their Medicare drug plan formularies. In order to have the most up to date formulary it is essential that you visit the plan’s website and find the formulary for the plan you are interested in and for the State where you live.

AARP Medicare Rx plans are underwritten by United Health Care. They are currently the largest provider of Part D Plans nationally. Plans are competitive and the AARP formularies generally include a wide range or AARP prescription drugs.



  1. I’ve been directed/redirected and generally screwed around looking for the AARP Drug Formulary. I want to look up some potential new medications.

    You ARE NOT making it easy.

    Why not formulary

  2. S Hopkins, This site is not owned or operated by AARP Medicare plans and I cannot register the domain that you are requesting (copy right infringement) but I can make it easy for you! Go to – enter your zip code. Scroll to the bottom of the page and click review formulary additions…. – then click prescription drug plan formulary – choose the plan you are interested in and view in pdf format.

  3. The 2012 AARP abridged formulary does not list one of the prescription drugs that I take. How do I find out if it is included on the full formulary and if it is what is the cost to me? The drug is Tribenzor.

    Thank you.

  4. Jerome, You may need to wait until October 1 when comprehensive formularies for 2012 become available. You should have no trouble by visiting the plan website after October 1.

  5. i have been loking for the AARP drug formulary for 30 min and still have not found it. It
    s Oct 28th and I’m running out of time.

  6. Lynda, Visit and do a search for 2012 Part D Formulary.

  7. Why do we not have a formulary booklet for 2012, I do mail order copay 7.00, I reordered and it will be 108.00, changed from tier1 to tier3 no info or booklet to refer to is this Obama care? HELP!!!!!!!!!.

  8. John, As a blogger. I don’t have access to a formulary booklet. Call AARP UnitedHealthCare member services and as to be sent a copy or get a web link emailed to you.

  9. How long does an appeal for a drug exception take? My doctor faxed in the papers on Monday,July 16,2012. The drug is Flexor Pain patches.

    Thank you for your attention to this question…Marie G.

  10. Marie, That probably will vary with each insurance company. Your doctor may have a better idea about how long a decision on a Part D appeal will take. Sorry I can’t be of more help.

  11. Where can I find a list of drugs cataloged by tiers?

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