Alabama Medicare Part D Plans

Complete listing of Alabama Medicare Part D PlansAlabama Part D Plans

There are 30 Part D Plans available in Alabama for 2014. Plan premiums vary widely and a higher premium does not necessarily mean that a plan is better for you. Premiums are often a function of the plan formulary and whether or not a deductible is required.

In addition to the plan name and monthly premium, the following list compares; type of plan (basic or enhanced), the deductible amount, whether there is coverage in the gap and the Medicare star rating.

This information is meant to get you started on your search for the right Medicare drug plan. Too many people make the mistake of choosing a plan based on monthly premium alone. Take some time to visit plan websites to review formularies, pharmacy networks, copayments and mail order options.

Doing your home work is key to finding the best Alabama Part D Plan for your circumstances. This list is specific to stand-alone Part D Plans. There are also Medicare Advantage Plans available that may include drug coverage.

 

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Alabama Part D Plans for 2014


Aetna Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Aetna CVS/pharmacy Prescription Drug Plan (PDP)Basic $31.40 $310.00No Gap CoverageComing Soon
Aetna Medicare Rx Premier (PDP)Enhanced $134.50 $0Few GenericsComing Soon



Blue Cross and Blue Shield of Alabama

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
BlueRx Option I (PDP)Basic $46.70 $310.00No Gap CoverageComing Soon
BlueRx Option II (PDP)Enhanced $90.40 $0No Gap CoverageComing Soon



Cigna Medicare Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna Medicare Rx Secure (PDP)Basic $28.90 $310.00No Gap CoverageComing Soon
Cigna Medicare Rx Secure-Max (PDP)Enhanced $110.50 $0Many Generics, Some BrandsComing Soon
Cigna Medicare Rx Secure-Xtra (PDP)Enhanced $72.40 $0No Gap CoverageComing Soon



Cigna-HealthSpring

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna-HealthSpring Rx -Reg12 (PDP)Basic $31.30 $310.00No Gap CoverageComing Soon



EnvisionRx Plus

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
EnvisionRxPlus Silver (PDP)Basic $32.20 $310.00No Gap CoverageComing Soon



Express Scripts Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Express Scripts Medicare – Choice (PDP)Enhanced $70.50 $0No Gap CoverageComing Soon
Express Scripts Medicare – Value (PDP)Basic $28.60 $310.00No Gap CoverageComing Soon





First Health Part D

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
First Health Part D Essentials (PDP)Basic $48.00 $310.00No Gap CoverageComing Soon
First Health Part D Premier Plus (PDP)Enhanced $107.80 $0Some Generics, Some BrandsComing Soon
First Health Part D Value Plus (PDP)Enhanced $43.20 $0No Gap CoverageComing Soon



HealthMarkets Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
HealthMarkets Value Rx (PDP)Basic $30.30 $310.00No Gap CoverageComing Soon



Humana Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Humana Enhanced (PDP)Enhanced $50.80 $0Few BrandsComing Soon
Humana Preferred Rx Plan (PDP)Basic $22.80 $310.00No Gap CoverageComing Soon
Humana Walmart Rx Plan (PDP)Enhanced $12.60 $310.00No Gap CoverageComing Soon



Stonebridge Life Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Transamerica MedicareRx Choice (PDP)Enhanced $58.00 $0No Gap CoverageComing Soon
Transamerica MedicareRx Classic (PDP)Basic $48.40 $310.00No Gap CoverageComing Soon



Symphonix Health

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Symphonix Rite Aid Value Rx (PDP)Basic $30.00 $310.00No Gap CoverageComing Soon



UniCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
MedicareRx Rewards Standard (PDP)Basic $49.90 $310.00No Gap CoverageComing Soon



United American Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
United American – Enhanced (PDP)Enhanced $66.00 $40.00No Gap CoverageComing Soon
United American – Select (PDP)Basic $30.30 $310.00No Gap CoverageComing Soon



UnitedHealthcare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
AARP MedicareRx Enhanced (PDP)Enhanced $93.60 $0Some Generics, Some BrandsComing Soon
AARP MedicareRx Preferred (PDP)Enhanced $43.70 $0No Gap CoverageComing Soon
AARP MedicareRx Saver Plus (PDP)Basic $22.40 $310.00No Gap CoverageComing Soon



WellCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
WellCare Classic (PDP)Basic $18.00 $0No Gap CoverageComing Soon
WellCare Extra (PDP)Enhanced $57.50 $0No Gap CoverageComing Soon



Windsor Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Windsor Rx (PDP)Basic $29.80 $310.00No Gap CoverageComing Soon


 

The number one consideration when choosing a Part D plan

A Part D plan needs to include all of your medications. Each plan has its own list of drugs, known as the plan formulary. Many people assume that there is a universal Medicare Part D formulary for all plans. This is not the case.

Whether you require a basic formulary or an enhanced formulary is determined by the drugs you are required to take. Don’t make the mistake of choosing an inexpensive plan that does not include all of your medications.

When comparing Alabama Part D Plans pay particular attention to the plan’s formulary. Also compare plans to see which plan includes a more favorable tier placement for any medications you are required to take. It’s important to choose wisely because Part D enrollment periods are few and far between.

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