California Medicare Part D Plans

California Medicare Part D Plan premiums vary widelyState Of California Part D Plans

If you are new to Medicare and need to enroll in a Part D Plan, don’t assume that it doesn’t matter which plan to choose. Or worse yet don’t enroll in the plan with the lowest monthly premium and assume that you got the best deal.

There are 31 California Part D Plans for 2014 and no two plans are the same. Monthly premiums range from $12.60 to $147.00. Humana Walmart Rx Plan has the lowest premium and Aetna Medicare Rx Premier has the highest premium in California. But there are many other plans to choose from and the premium is not the only determinant as to the ultimate annual cost.

Aside from the monthly premium, the plan formulary, deductible and copayments/coinsurance amounts factor into the annual cost of each plan. But before you begin to compare costs you should narrow your list of options to plans that include all of your required medications. If your drugs are not covered you could really find yourself with some high out-of-pocket costs.

The following list includes information to help narrow your search. Aside from monthly premium you can compare plan deductibles, type of plan (basic or enhanced), whether there is coverage in the gap and the Medicare Star rating assigned to each plan.

 

Compare Medicare Plans Without Submitting Your Info Online – Call (888) 310-0376

 

California Medicare Part D for 2014


Aetna Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Aetna CVS/pharmacy Prescription Drug Plan (PDP)Basic $49.40 $310.00No Gap CoverageComing Soon
Aetna Medicare Rx Premier (PDP)Enhanced $147.00 $0Few GenericsComing Soon



Anthem Blue Cross Life and Health Insurance Co

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Blue Cross MedicareRx Gold (PDP)Enhanced $108.80 $0Some Generics, Some BrandsComing Soon
Blue Cross MedicareRx Plus (PDP)Enhanced $66.10 $0Some GenericsComing Soon
Blue Cross MedicareRx Standard (PDP)Basic $30.20 $310.00No Gap CoverageComing Soon



Blue Shield of California

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Blue Shield Medicare Basic Plan (PDP)Basic $42.80 $310.00No Gap CoverageComing Soon
Blue Shield Medicare Enhanced Plan (PDP)Enhanced $74.40 $0No Gap CoverageComing Soon



Cigna Medicare Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna Medicare Rx Secure (PDP)Basic $51.90 $310.00No Gap CoverageComing Soon
Cigna Medicare Rx Secure-Max (PDP)Enhanced $114.80 $0Many Generics, Some BrandsComing Soon
Cigna Medicare Rx Secure-Xtra (PDP)Enhanced $57.80 $0No Gap CoverageComing Soon



Cigna-HealthSpring

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna-HealthSpring Rx -Reg 32 (PDP)Basic $44.10 $310.00No Gap CoverageComing Soon



EnvisionRx Plus

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
EnvisionRxPlus Silver (PDP)Basic $27.20 $310.00No Gap CoverageComing Soon





Express Scripts Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Express Scripts Medicare – Choice (PDP)Enhanced $70.50 $0No Gap CoverageComing Soon
Express Scripts Medicare – Value (PDP)Basic $62.10 $310.00No Gap CoverageComing Soon



First Health Part D

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
First Health Part D Essentials (PDP)Basic $60.70 $310.00No Gap CoverageComing Soon
First Health Part D Premier Plus (PDP)Enhanced $105.80 $0Some Generics, Some BrandsComing Soon
First Health Part D Value Plus (PDP)Enhanced $41.60 $0No Gap CoverageComing Soon



HealthMarkets Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
HealthMarkets Value Rx (PDP)Basic $24.50 $310.00No Gap CoverageComing Soon



Humana Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Humana Enhanced (PDP)Enhanced $51.20 $0Few BrandsComing Soon
Humana Preferred Rx Plan (PDP)Basic $22.80 $310.00No Gap CoverageComing Soon
Humana Walmart Rx Plan (PDP)Enhanced $12.60 $310.00No Gap CoverageComing Soon



Stonebridge Life Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Transamerica MedicareRx Choice (PDP)Enhanced $57.50 $0No Gap CoverageComing Soon
Transamerica MedicareRx Classic (PDP)Basic $46.90 $310.00No Gap CoverageComing Soon



Symphonix Health

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Symphonix Rite Aid Value Rx (PDP)Basic $23.80 $310.00No Gap CoverageComing Soon



United American Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
United American – Enhanced (PDP)Enhanced $70.90 $60.00No Gap CoverageComing Soon
United American – Select (PDP)Basic $25.70 $310.00No Gap CoverageComing Soon



United Healthcare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
AARP MedicareRx Enhanced (PDP)Enhanced $112.80 $0Some Generics, Some BrandsComing Soon
AARP MedicareRx Preferred (PDP)Enhanced $51.10 $0No Gap CoverageComing Soon
AARP MedicareRx Saver Plus (PDP)Basic $26.00 $310.00No Gap CoverageComing Soon



WellCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
WellCare Classic (PDP)Basic $22.40 $0No Gap CoverageComing Soon
WellCare Extra (PDP)Enhanced $57.70 $0No Gap CoverageComing Soon



 
 

Part D formularies in California

The most important consideration when choosing a California Part D Plan is the plan’s formulary. The formulary will list all medications covered by the plan as well as which tiers those drugs are placed in. Tier placement is often overlooked when choosing a plan. You should pay particular attention to a drug’s tier placement as drugs can be placed in different tiers by different plans. A drugs tier placement will determine the copay or coinsurance amount when you fill a prescription.

Once you have narrowed your choice from the above list you should visit the plan’s website and research the formulary. You can also get information about the plan’s pharmacy network as well as any additional benefits including mail order options. It’s important to make the right choice when choosing a Medicare drug plan because you are limited as to when you can change plans, especially mid-year.

2 comments

  1. Received formulary for 2013 and will no longer be able to stay with AARP Medicare RX Enhanced (PDP). All but one of my drugs have been elevated to a tier 3 level, a real crime. totally not affordable for me to stay with this Insurance coverage. I must find a company that hasn’t elevated the price of drugs some of which have been on the market for years. I already have an appointment with an agent monday, oct. 15th to search for decent coverage.

  2. Dorita, I’m sorry to hear that you will have to go through the hassle to find a new plan. I’m hearing that many Part D plans are placing drugs into higher tiers for 2013. I hope you find a suitable plan.

Leave a Reply

Your email address will not be published. Required fields are marked *

*