Delaware Medicare Part D

There are 31 Delaware Medicare Part D Plans for 2014 to choose fromDelaware Medicare Part D

You can enroll in Part D coverage in one of two ways; you can join a Medicare Advantage Plan that includes drug coverage or you can enroll in a stand-alone Part D Plan. The following list includes 31 Part D Plans available in Delaware for 2014.

If you are going to stick with original Medicare or are interested in purchasing a Medicare supplement, you should also enroll in a Medicare drug plan. Enrolling in a Part D Plan is not mandatory but aside from the obvious benefits of getting your prescriptions at a lower cost, you will incur a late enrollment penalty if you do not enroll when you are first eligible.

The following list is designed to give you an orderly overview of all stand-alone Part D Plans available in Delaware. Unlike the list found at medicare.gov, plans are grouped by each insurance company with easily readable tables giving you the plan name, premium, deductible, type of plan, gap coverage and Medicare Star rating.

Use this list of Delaware Medicare Part D Plans to narrow your list of choices prior to delving into individual plan websites. Doing so will give you the benefit of comparing plans that are similar based on criteria which is important to you.

 

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Delaware Part D for 2014


Aetna Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Aetna CVS/pharmacy Prescription Drug Plan (PDP)Basic $31.00 $310.00No Gap CoverageComing Soon
Aetna Medicare Rx Premier (PDP)Enhanced $121.40 $0Few GenericsComing Soon



Cigna Medicare Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna Medicare Rx Secure (PDP)Basic $30.60 $310.00No Gap CoverageComing Soon
Cigna Medicare Rx Secure-Max (PDP)Enhanced $109.00 $0Many Generics, Some BrandsComing Soon
Cigna Medicare Rx Secure-Xtra (PDP)Enhanced $56.30 $0No Gap CoverageComing Soon



Cigna-HealthSpring

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna-HealthSpring Rx -Reg 5 (PDP)Basic $32.80 $310.00No Gap CoverageComing Soon



EnvisionRx Plus

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
EnvisionRxPlus Silver (PDP)Basic $33.50 $310.00No Gap CoverageComing Soon



Express Scripts Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Express Scripts Medicare – Choice (PDP)Enhanced $49.60 $0No Gap CoverageComing Soon
Express Scripts Medicare – Value (PDP)Basic $29.10 $310.00No Gap CoverageComing Soon



First Health Part D

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
First Health Part D Essentials (PDP)Basic $49.50 $310.00No Gap CoverageComing Soon
First Health Part D Premier Plus (PDP)Enhanced $95.90 $0Some Generics, Some BrandsComing Soon
First Health Part D Value Plus (PDP)Enhanced $39.00 $0No Gap CoverageComing Soon





HealthMarkets Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
HealthMarkets Value Rx (PDP)Basic $31.50 $310.00No Gap CoverageComing Soon



HM Health Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
First State Complete (PDP)Enhanced $130.80 $0Many GenericsComing Soon
First State Plus (PDP)Basic $74.30 $310.00No Gap CoverageComing Soon



Humana Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Humana Enhanced (PDP)Enhanced $51.80 $0Few BrandsComing Soon
Humana Preferred Rx Plan (PDP)Basic $22.80 $310.00No Gap CoverageComing Soon
Humana Walmart Rx Plan (PDP)Enhanced $12.60 $310.00No Gap CoverageComing Soon



Medi-CareFirst BlueCross BlueShield

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
BlueRx Enhanced (PDP)Enhanced $170.50 $0Many GenericsComing Soon
BlueRx Standard (PDP)Basic $111.40 $255.00No Gap CoverageComing Soon



Stonebridge Life Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Transamerica MedicareRx Choice (PDP)Enhanced $51.10 $0No Gap CoverageComing Soon
Transamerica MedicareRx Classic (PDP)Basic $40.00 $310.00No Gap CoverageComing Soon



Symphonix Health

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Symphonix Rite Aid Value Rx (PDP)Basic $30.40 $310.00No Gap CoverageComing Soon



UniCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
MedicareRx Rewards Standard (PDP)Basic $45.30 $310.00No Gap CoverageComing Soon



United American Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
United American – Enhanced (PDP)Enhanced $59.10 $100.00No Gap CoverageComing Soon
United American – Select (PDP)Basic $33.00 $310.00No Gap CoverageComing Soon



United Healthcare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
AARP MedicareRx Enhanced (PDP)Enhanced $97.30 $0Some Generics, Some BrandsComing Soon
AARP MedicareRx Preferred (PDP)Enhanced $39.70 $0No Gap CoverageComing Soon
AARP MedicareRx Saver Plus (PDP)Basic $22.50 $310.00No Gap CoverageComing Soon



WellCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
WellCare Classic (PDP)Basic $21.90 $0No Gap CoverageComing Soon
WellCare Extra (PDP)Enhanced $50.40 $0No Gap CoverageComing Soon



 
 

Researching the Part D formulary – the next step

After you have narrowed your list to plans that meet your criteria, research each plan’s formulary. The formulary will not only include the list of all covered medications but will also indicate tier placement for each drug. If the plan covers some drugs in the coverage gap you can also make note of that as well.

The key to choosing the best Part D Plan is the plan’s formulary. After all, if your drugs are not covered you’re wasting money. But there is also no reason to over insure with a high-premium enhanced formulary plan if you don’t require medications or take few generics. What may be best for a friend or family member may not be best for you.

When reviewing the formulary, don’t stop when you see that your drugs are included. Compare the tier placement of each drug against any other plan you may be considering. It’s not uncommon for drugs to be placed in different tiers by different companies. The tier placement of a drug will determine how much your copayment or coinsurance amount will be.

When comparing 2014 Delaware Medicare Part D plans it will be necessary to visit each plan’s website (once you have narrowed your list) to research their respective formularies.

One comment

  1. Excellent data, this is the one stop source for people, who are looking for Delaware medicare services.

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