Hawaii Medicare Part D Plans

Complete listing of Hawaii Medicare Part D Plans for 2014Hawaii Medicare Part D

There are 24 Medicare Part D Plans available in Hawaii for 2014. Researching plans and choosing wisely is well advised because switching plans at times other than the annual Open Enrollment Period is limited.

You can receive your Part D benefits one of two ways. You can join a Medicare Advantage Plan such as AARP Medicare Complete which includes Medicare drug coverage or you can enroll in a stand-alone Part D Plan. The following list is for stand-alone Part D Plans. Unlike Medicare Advantage Plans which are available County by County, Part D Plans are available Statewide.

If you are newly eligible for Medicare or if you are entitled to a Special Enrollment Period you should submit an application for a Part D Plan if you intend to remain with original Medicare or if you are going to purchase a Medicare supplement policy. Medicare supplement policies do not include drug coverage.

Medicare Advantage vs Medigap

The following list of Part D Plans available in Hawaii is in table form so you can make easy comparisons. Compare premiums, deductibles, types of plan, whether or not there is extra coverage in the gap and the Medicare Star rating. See the bottom of this article for some important notes on choosing the best Part D plan for your circumstances.

 

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Hawaii Medicare Part D for 2014


Aetna Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Aetna CVS/pharmacy Prescription Drug Plan (PDP)Basic $32.50 $310.00No Gap CoverageComing Soon



Cigna Medicare Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna Medicare Rx Secure (PDP)Basic $22.90 $310.00No Gap CoverageComing Soon
Cigna Medicare Rx Secure-Max (PDP)Enhanced $98.40 $0Many Generics, Some BrandsComing Soon
Cigna Medicare Rx Secure-Xtra (PDP)Enhanced $54.10 $0No Gap CoverageComing Soon



Cigna-HealthSpring

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna-HealthSpring Rx -Reg 33 (PDP)Basic $27.70 $310.00No Gap CoverageComing Soon



EnvisionRx Plus

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
EnvisionRxPlus Silver (PDP)Basic $29.90 $310.00No Gap CoverageComing Soon



Express Scripts Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Express Scripts Medicare – Choice (PDP)Enhanced $56.00 $0No Gap CoverageComing Soon
Express Scripts Medicare – Value (PDP)Basic $38.30 $310.00No Gap CoverageComing Soon



First Health Part D

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
First Health Part D Essentials (PDP)Basic $52.50 $310.00No Gap CoverageComing Soon
First Health Part D Premier Plus (PDP)Enhanced $77.60 $0Some Generics, Some BrandsComing Soon



HealthMarkets Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
HealthMarkets Value Rx (PDP)Basic $27.80 $310.00No Gap CoverageComing Soon



Humana Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Humana Enhanced (PDP)Enhanced $50.20 $0Few BrandsComing Soon
Humana Preferred Rx Plan (PDP)Basic $22.80 $310.00No Gap CoverageComing Soon
Humana Walmart Rx Plan (PDP)Enhanced $12.60 $310.00No Gap CoverageComing Soon




Stonebridge Life Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Transamerica MedicareRx Choice (PDP)Enhanced $44.80 $0No Gap CoverageComing Soon
Transamerica MedicareRx Classic (PDP)Basic $29.20 $310.00No Gap CoverageComing Soon



Symphonix Health

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Symphonix Value Rx (PDP)Basic $26.90 $310.00No Gap CoverageComing Soon



UniCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
MedicareRx Rewards Standard (PDP)Basic $35.10 $310.00No Gap CoverageComing Soon



United American Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
United American – Select (PDP)Basic $28.50 $310.00No Gap CoverageComing Soon



United Healthcare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
AARP MedicareRx Enhanced (PDP)Enhanced $95.60 $0Some Generics, Some BrandsComing Soon
AARP MedicareRx Preferred (PDP)Enhanced $38.10 $0No Gap CoverageComing Soon
AARP MedicareRx Saver Plus (PDP)Basic $23.50 $310.00No Gap CoverageComing Soon



WellCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
WellCare Classic (PDP)Basic $28.40 $0No Gap CoverageComing Soon
WellCare Extra (PDP)Enhanced $54.20 $0No Gap CoverageComing Soon



 
 

Review the Part D formulary to find your best plan

Too many people make the mistake of choosing a plan based on premium alone. Although a plan with a low premium may be your best option there’s also a good chance that it is not. Remember, switching plans mid-year is very limited. so you must get it right the first time.

The most important consideration when choosing a plan is whether or not all your drugs are covered. If your drugs are not covered the lowest premium will not be of value. The Part D formulary is the list of drugs covered by each plan. All plans have unique formularies. Basic formularies will offer less choice than enhanced formularies.

Start by narrowing your choices from the list above. For instance, if you want a premium in a certain range or know that you need an enhanced formulary and what extra gap coverage you can locate those plans. After you have a couple plans in mind you can visit the plan’s website and review the formulary.

You can also search for plans at medicare.gov by entering your drugs and getting filtered list. But you should still check the formulary against your other choices to see if there is a difference in tier placement. Tier placement varies from one plan to the next and can have a significant bearing on your out-of-pocket costs.

Finding the best 2014 Hawaii Medicare Part D plan for your needs is easy if you take methodical approach to your research.

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