Maine Medicare Part D Plans

Compare Maine Medicare Part D Plans for 2014Maine Medicare Part D

There are 27 stand-alone Part D Plans available in Maine for 2014. Part D Plans available in Maine have major differences in benefits and doing your research can mean the difference between having adequate coverage or not.

Too often a plan is chosen based on premium alone or because it was recommended by a well intentioned friend or family member. But this is a case where the lowest premium doesn’t always mean the least annual out-of-pocket costs and there is no one size fits all plan.

The problem with comparing plans is finding all plans listed side by side with a orderly breakdown of features. Even the search results for Part D Plans at the Medicare website leave you scratching your head when trying to compare features.

The following list of Medicare drug plans available in Maine gives you information you’ll need to narrow your search. Compare; premiums, deductibles, plan type (basic or enhanced), gap coverage and Medicare Star ratings. When you have found plans that meet your general criteria, visit plan websites to research formularies, pharmacy networks and mail order options.

 

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Maine Medicare Part D for 2014

 

Aetna Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Aetna CVS/pharmacy Prescription Drug Plan (PDP)Basic$54.20$310.00No Gap CoverageComing Soon

 

 

Anthem Blue Cross and Blue Shield

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Blue MedicareRx Plus (PDP)Enhanced$52.20$0Some GenericsComing Soon
Blue MedicareRx Premier (PDP)Enhanced$94.50$0Some Generics, Some BrandsComing Soon
Blue MedicareRx Standard (PDP)Basic$26.60$310.00No Gap CoverageComing Soon

 

 

Cigna Medicare Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna Medicare Rx Secure (PDP)Basic$28.70$310.00No Gap CoverageComing Soon
Cigna Medicare Rx Secure-Max (PDP)Enhanced$116.90$0Many Generics, Some BrandsComing Soon
Cigna Medicare Rx Secure-Xtra (PDP)Enhanced$60.90$0No Gap CoverageComing Soon

 

 

Cigna-HealthSpring

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna-HealthSpring Rx -Reg 1 (PDP)Basic$33.50$310.00No Gap CoverageComing Soon

 

 

EnvisionRx Plus

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
EnvisionRxPlus Silver (PDP)Basic$33.20$310.00No Gap CoverageComing Soon

 

 

Express Scripts Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Express Scripts Medicare – Choice (PDP)Enhanced$70.50$0No Gap CoverageComing Soon
Express Scripts Medicare – Value (PDP)Basic$48.70$310.00No Gap CoverageComing Soon

 

 

First Health Part D

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
First Health Part D Essentials (PDP)Basic$32.30$310.00No Gap CoverageComing Soon
First Health Part D Premier Plus (PDP)Enhanced$93.60$0Some Generics, Some BrandsComing Soon
First Health Part D Value Plus (PDP)Enhanced$41.50$0No Gap CoverageComing Soon

 

 

HealthMarkets Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
HealthMarkets Value Rx (PDP)Basic$28.40$310.00No Gap CoverageComing Soon

 

 

Humana Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Humana Enhanced (PDP)Enhanced$52.70$0Few BrandsComing Soon
Humana Preferred Rx Plan (PDP)Basic$22.80$310.00No Gap CoverageComing Soon
Humana Walmart Rx Plan (PDP)Enhanced$12.60$310.00No Gap CoverageComing Soon

 


 

Stonebridge Life Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Transamerica MedicareRx Choice (PDP)Enhanced$49.60$0No Gap CoverageComing Soon
Transamerica MedicareRx Classic (PDP)Basic$41.40$310.00No Gap CoverageComing Soon

 

 

Symphonix Health

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Symphonix Rite Aid Value Rx (PDP)Basic$26.80$310.00No Gap CoverageComing Soon

 

 

United American Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
United American – Select (PDP)Basic$37.10$310.00No Gap CoverageComing Soon

 

 

United Healthcare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
AARP MedicareRx Enhanced (PDP)Enhanced$99.90$0Some Generics, Some BrandsComing Soon
AARP MedicareRx Preferred (PDP)Enhanced$35.80$0No Gap CoverageComing Soon
AARP MedicareRx Saver Plus (PDP)Basic$21.40$310.00No Gap CoverageComing Soon

 

 

WellCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
WellCare Classic (PDP)Basic$21.00$0No Gap CoverageComing Soon
WellCare Extra (PDP)Enhanced$50.30$0No Gap CoverageComing Soon

 

 

Why the Part D formulary is key

The simple truth is that no matter how low the premium or how convenient the pharmacy network, if your drugs are not covered, you have made a poor choice. A plan’s formulary is the list of covered drugs. Plan formularies can vary widely. Even within a specific plan type (enhanced for example) you can find significant differences in which drugs are covered and which are not.

After you have narrowed your list to criteria which is important to you ( gap coverage or a certain Star rating for example) you should visit each plan’s website to complete your research.

After you have found plans that include your required medications, you should compare drug tiers between plans for your specific drugs. Not all drugs are placed in the same tier, which can impact your out-of-pocket costs. The Part D formulary will also list any drugs that are covered in the donut hole.

A 2014 Medicare Part D Plan available in Maine will allow you to fill your prescriptions if you travel to another State, so it’s also important to learn about the pharmacies that are in-network. Also, compare mail order options and check to see if any plans include any ancillary benefits such as discounts on health and wellness products and services.

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