New Jersey Medicare Part D Plans

Complete list of New Jersey Medicare Part D Plans for 2014New Jersey Part D

Medicare Part D Plans are State-specific. A Part D Plan such as AARP Medicare Rx Preferred will often have a different premium and varying benefits for each State. When researching plans be certain that you are getting specific plan information valid for your State.

There are 29 Medicare Part D Plans available in New Jersey for 2014. If you are going to receive your medical benefits from original Medicare or Medicare plus a supplemental policy you should choose one of these plans.

If you have opted to enroll in a Medicare Advantage Plan, the plan may already include Part D benefits. It’s important to note that the drug benefits included in a Medicare Advantage Plan may not be the same as the benefits from a plan from the same company.

Below, is a complete list of Part D Plans for New Jersey, where you can compare; premiums, deductibles, type of plan (basic or enhanced), gap coverage and Medicare star ratings.

 

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New Jersey Medicare Part D for 2014


Aetna Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Aetna CVS/pharmacy Prescription Drug Plan (PDP)Basic $35.20 $310.00No Gap CoverageComing Soon
Aetna Medicare Rx Premier (PDP)Enhanced $138.50 $0Few GenericsComing Soon



Cigna Medicare Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna Medicare Rx Secure (PDP)Basic $47.30 $310.00No Gap CoverageComing Soon
Cigna Medicare Rx Secure-Max (PDP)Enhanced $103.00 $0Many Generics, Some BrandsComing Soon
Cigna Medicare Rx Secure-Xtra (PDP)Enhanced $50.30 $0No Gap CoverageComing Soon



Cigna-HealthSpring

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna-HealthSpring Rx -Reg 4 (PDP)Basic $49.40 $310.00No Gap CoverageComing Soon



EnvisionRx Plus

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
EnvisionRxPlus Silver (PDP)Basic $37.80 $310.00No Gap CoverageComing Soon



Express Scripts Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Express Scripts Medicare – Choice (PDP)Enhanced $49.50 $0No Gap CoverageComing Soon
Express Scripts Medicare – Value (PDP)Basic $32.90 $310.00No Gap CoverageComing Soon



First Health Part D

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
First Health Part D Essentials (PDP)Basic $53.90 $310.00No Gap CoverageComing Soon
First Health Part D Premier Plus (PDP)Enhanced $102.60 $0Some Generics, Some BrandsComing Soon
First Health Part D Value Plus (PDP)Enhanced $47.90 $0No Gap CoverageComing Soon



HealthMarkets Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
HealthMarkets Value Rx (PDP)Basic $34.10 $310.00No Gap CoverageComing Soon



Horizon Blue Cross Blue Shield of New Jersey, Inc

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Horizon Medicare Blue Rx Enhanced (PDP)Enhanced $101.00 $0Many GenericsComing Soon
Horizon Medicare Blue Rx Standard (PDP)Basic $62.70 $310.00No Gap CoverageComing Soon



Humana Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Humana Enhanced (PDP)Enhanced $47.20 $0Few BrandsComing Soon
Humana Preferred Rx Plan (PDP)Basic $22.80 $310.00No Gap CoverageComing Soon
Humana Walmart Rx Plan (PDP)Enhanced $12.60 $310.00No Gap CoverageComing Soon



Stonebridge Life Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Transamerica MedicareRx Choice (PDP)Enhanced $51.30 $0No Gap CoverageComing Soon
Transamerica MedicareRx Classic (PDP)Basic $36.20 $310.00No Gap CoverageComing Soon



Symphonix Health

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Symphonix Rite Aid Value Rx (PDP)Basic $33.20 $310.00No Gap CoverageComing Soon



UniCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
MedicareRx Rewards Standard (PDP)Basic $58.60 $310.00No Gap CoverageComing Soon



United American Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
United American – Enhanced (PDP)Enhanced $65.00 $110.00No Gap CoverageComing Soon
United American – Select (PDP)Basic $35.60 $310.00No Gap CoverageComing Soon



United Healthcare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
AARP MedicareRx Enhanced (PDP)Enhanced $105.70 $0Some Generics, Some BrandsComing Soon
AARP MedicareRx Preferred (PDP)Enhanced $46.30 $0No Gap CoverageComing Soon
AARP MedicareRx Saver Plus (PDP)Basic $25.50 $310.00No Gap CoverageComing Soon



WellCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
WellCare Classic (PDP)Basic $25.00 $0No Gap CoverageComing Soon
WellCare Extra (PDP)Enhanced $55.90 $0No Gap CoverageComing Soon


 

What you need to know about Part D formularies

The formulary is the list of medications that are covered by a plan. One misconception is that there is one uniform formulary for all Part D Plans. Each plan has its own formulary. It’s even possible that the same plan will have different formularies depending on the State where the plan is offered.

In addition to listing all medications covered by a plan, the formulary will also detail which tiers individual drugs are placed in. Don’t assume that all plans will list a medication in the same tier. Many tier 2 drugs may be listed ad tier 3 or 4 by another plan. The tier a drug is placed in will determine your copay or coinsurance amount.

After you have narrowed your list of possible plans, it’s recommended that you visit each plan’s website to review the formulary. Other things you can learn from the plan’s website include:

  • Your out-of-pocket costs for your drugs
  • Which pharmacies are in-network
  • If any pharmacies are preferred, affording you a lower out-of-pocket cost
  • Mail order options and benefits
  • If any ancillary benefits are included

If you are interested in enrolling in one of the Medicare Part D Plans available in New Jersey it’s important that you get it right the first time. Plans are annual plans and you will be locked in for the calendar year. Be certain that your drugs are included and you understand what your costs will be.

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