Washington Medicare Part D Plans

Side-by-side comparison of Medicare Part D Plans available in Washington for 2014Figure Holding Red and White Pill Capsule

There is a lot to consider when choosing a Part D Plan.

Should you focus on a plan with a low monthly premium? What about the deductible or extra coverage in the gap?

With 30 Part D Plans to choose from in Washington for 2014 you have some work ahead of you.

The following table will allow you to compare Part D Plans side-by-side so you can focus on what is important to you.

Once you have narrowed your list of plans you should review each of the plan formularies to make sure that all your drugs are covered.

The plan with the lowest premium or with the best Medicare Star rating will not be a suitable choice if your drugs are not listed in the formulary.

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Washington Medicare Part D for 2014


Aetna Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Aetna Medicare Rx Essentials (PDP)Basic $35.20 $310.00No Gap CoverageComing Soon
Aetna Medicare Rx Premier (PDP)Enhanced $133.60 $0Few GenericsComing Soon



Asuris Northwest Health

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Asuris Medicare Script Basic (PDP)Basic $88.50 $200.00No Gap CoverageComing Soon
Asuris Medicare Script Enhanced (PDP)Enhanced $143.00 $0Many GenericsComing Soon



Cigna Medicare Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna Medicare Rx Secure (PDP)Basic $50.00 $310.00No Gap CoverageComing Soon
Cigna Medicare Rx Secure-Max (PDP)Enhanced $125.60 $0Many Generics, Some BrandsComing Soon
Cigna Medicare Rx Secure-Xtra (PDP)Enhanced $65.20 $0No Gap CoverageComing Soon



Cigna-HealthSpring

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Cigna-HealthSpring Rx -Reg 30 (PDP)Basic $33.20 $310.00No Gap CoverageComing Soon



EnvisionRx Plus

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
EnvisionRxPlus Silver (PDP)Basic $35.80 $310.00No Gap CoverageComing Soon



Express Scripts Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Express Scripts Medicare – Choice (PDP)Enhanced $49.50 $0No Gap CoverageComing Soon
Express Scripts Medicare – Value (PDP)Basic $55.40 $310.00No Gap CoverageComing Soon



First Health Part D

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
First Health Part D Essentials (PDP)Basic $52.70 $310.00No Gap CoverageComing Soon
First Health Part D Premier Plus (PDP)Enhanced $107.10 $0Some Generics, Some BrandsComing Soon
First Health Part D Value Plus (PDP)Enhanced $47.60 $0No Gap CoverageComing Soon



HealthMarkets Medicare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
HealthMarkets Value Rx (PDP)Basic $33.90 $310.00No Gap CoverageComing Soon



Humana Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Humana Enhanced (PDP)Enhanced $43.10 $0Few BrandsComing Soon
Humana Preferred Rx Plan (PDP)Basic $22.80 $310.00No Gap CoverageComing Soon
Humana Walmart Rx Plan (PDP)Enhanced $12.60 $310.00No Gap CoverageComing Soon



Stonebridge Life Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Transamerica MedicareRx Choice (PDP)Enhanced $54.30 $0No Gap CoverageComing Soon
Transamerica MedicareRx Classic (PDP)Basic $45.10 $310.00No Gap CoverageComing Soon



Symphonix Health

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Symphonix Rite Aid Value Rx (PDP)Basic $32.90 $310.00No Gap CoverageComing Soon



UniCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
MedicareRx Rewards Standard (PDP)Basic $49.30 $310.00No Gap CoverageComing Soon



United American Insurance Company

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
United American – Enhanced (PDP)Enhanced $67.40 $50.00No Gap CoverageComing Soon
United American – Select (PDP)Basic $34.10 $310.00No Gap CoverageComing Soon



United Healthcare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
AARP MedicareRx Enhanced (PDP)Enhanced $105.30 $0Some Generics, Some BrandsComing Soon
AARP MedicareRx Preferred (PDP)Enhanced $47.70 $0No Gap CoverageComing Soon
AARP MedicareRx Saver Plus (PDP)Basic $29.50 $310.00No Gap CoverageComing Soon



WellCare

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
WellCare Classic (PDP)Basic $21.90 $0No Gap CoverageComing Soon
WellCare Extra (PDP)Enhanced $57.70 $0No Gap CoverageComing Soon



Windsor Rx

Medicare Part D Plan NameBenefit TypePremiumDeductibleGap CoverageStar Rating
Windsor Rx (PDP)Basic $34.00 $310.00No Gap CoverageComing Soon



 

Comparing Part D Plans

Comparing plans has more to do with finding a plan that will cover all your drugs first and then moving on to individual plan features.

There are two types of formularies:

  • Basic formulary will include the most popular drugs required by people on Medicare
  • Enhanced formulary includes all drugs in the basic, plus less common and often more expensive drugs

If you find that plans with basic formularies typically include all your drugs, you may not need to spend the extra money on an enhanced plan.

In this case you may want to concentrate on finding a basic plan with a low or $0 deductible. Typically a basic plan will not include extra coverage in the gap, but you are less likely to reach the gap if a basic plan meets your needs.

If you require less common drugs or have a chronic health condition that requires many drugs you may want to find an enhanced plan with some coverage in the gap.

Other things to consider besides the features detailed above will include:

  • Co-payments / Coinsurance
  • Pharmacy Network
  • Mail Order Benefits
  • Ancillary Benefits

Finding plans that include your drugs first and then filtering based on your relevant criteria will allow you to choose the best Part D Plan for 2014.

 

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